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26 LPA in-hand salary
26 LPA (₹26 lakh CTC) comes to about ₹1,65,138 in hand a month under the new regime for FY 2026-27, after PF, professional tax and ₹3,03,940 income tax a year.
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Get Savyit free26 LPA, broken down
| Yearly | Monthly | Weekly | |
|---|---|---|---|
| CTC | ₹26,00,000.00 | ₹2,16,666.67 | ₹50,000.00 |
| Employer PF (in CTC) | −₹1,56,000.00 | −₹13,000.00 | −₹3,000.00 |
| Employee PF | −₹1,56,000.00 | −₹13,000.00 | −₹3,000.00 |
| Professional tax | −₹2,400.00 | −₹200.00 | −₹46.15 |
| Income tax + cess | −₹3,03,940.00 | −₹25,328.33 | −₹5,845.00 |
| Take-home | ₹19,81,660.00 | ₹1,65,138.33 | ₹38,108.85 |
How in-hand salary is worked out
- Basic is usually 40–50% of CTC. PF is 12% of basic.
- Employer PF is part of CTC but goes to your PF account, so it comes off first.
- Your PF (another 12% of basic) and professional tax come off your gross pay.
- Income tax: new-regime slabs on gross minus the ₹75,000 standard deduction. Nil up to ₹12 lakh taxable, thanks to the 87A rebate. Then add 4% cess.
What that take-home means per day
Split ₹1,65,138.33 a month with the 50/30/20 rule. The wants slice is the one to watch: it's your daily fun money.
Nearby CTCs
FY 2026-27, new tax regime, resident salaried employee. An estimate, not tax advice: your payslip can differ with HRA, allowances, variable pay, gratuity in CTC and your state's professional tax. Income Tax Department.
Questions
What is the in-hand salary for 26 LPA?
About ₹1,65,138 a month (₹19,81,660 a year) under the new tax regime for FY 2026-27, if basic is 50% of CTC with 12% PF on both sides and ₹200 a month professional tax.
How much tax on 26 LPA in the new regime?
₹3,03,940 a year including 4% cess, on taxable income of ₹23,69,000 after the ₹75,000 standard deduction.
Why is in-hand lower than CTC ÷ 12?
CTC includes the employer's PF, which goes to your PF account, not your bank. Your own PF, professional tax and income tax also come off. Some CTCs include gratuity or a variable bonus too, which you don't get monthly.
Does this use the old or new tax regime?
The new regime, which is the default from FY 2023-24. The old regime can work out better if you have large deductions such as HRA, 80C and home-loan interest.
More free tools
Estimates for planning, not financial advice. Everything is calculated in your browser; nothing you type is sent anywhere. Updated 2026-10-29.