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An expense tracker for Singapore without bank syncing
Many people in Singapore track spending with CSV exports and spreadsheets, because few apps connect to local banks. An easier route is the transaction notifications DBS, OCBC, UOB and other banks' apps send for every card payment. An app that reads them on your phone tracks S$ spending automatically, with no bank login.
Updated 2026-10-29
Set it up
- Turn on transaction notifications in your bank and card apps.
- Give the tracker notification access on your Android phone.
- Set your plan from take-home pay after CPF: GIRO bills and savings first, then a daily number.
Where Savyit fits
Savyit reads the payment alerts your bank already sends to your Android phone (bank-app notifications everywhere; bank SMS and UPI alerts in India), so there's nothing to type and no bank login. It keeps amounts in S$ and shows what's safe to spend today.
What it can't do
- Android only. There's no iPhone version.
- It only sees what your bank tells you. Turn on alerts for every transaction in your bank's app.
- Cash isn't in any alert. Add it with quick entry or the widget.
- No bank sync and no CSV import. It starts from new alerts (in India it can also scan recent bank SMS).
Let your phone keep the receiptSavyit reads your bank's payment alerts on your Android phone and shows what's safe to spend today. No bank login, no account.
Get Savyit freeQuestions
Which expense tracker do people in Singapore use?
Many use spreadsheets with bank CSV exports. Savyit reads DBS, OCBC and UOB app notifications instead, on Android.
Can I track PayLah or PayNow?
If your bank's app sends a notification for the payment, Savyit can read it.
Can I track CPF?
Savyit tracks spending. For CPF, use the take-home calculator on this site.